1202 Hardin Dr

Assumable VA Loan at 4.9%!Don't miss this rare opportunity to step into a move-in-ready home with a low interest rate in one of El Cajon's most desirable neighborhoods! This charming and energy-efficient home features 26 fully-owned solar panels--a major bonus as summer approaches. Enjoy total privacy in the lush, gated front yard, surrounded by mature hedges and a peaceful water feature that sets the tone as you enter. Inside, you'll find a bright and spacious living area with vaulted ceilings, a wood-burning fireplace, and French doors that open up to create the ideal indoor/outdoor flow for entertaining. The chef's kitchen is the heart of the home, with a seamless connection to a converted garage space currently used as an optional 4th bedroom--perfect for extended family, guests, or potential rental income. Step outside into your tranquil backyard oasis, complete with colorful gardens, mature trees, and even a vintage chicken coop--a nod to country living in the heart of the city. Whether you're a first-time homebuyer, growing family, or savvy investor, this home is packed with value, comfort, and long-term upside.